Job Description
Position: Risk Management Analyst
Company: Société Générale
Location: Tlemcen, Algeria
Experience: 3-5 years
Education: Bachelor’s degree in Finance, Economics, or related field
Employment Type: Full-time
Industry: Banking & Financial Services
Department: Risk Management
Salary: 150,000 – 250,000 SSP per month
Vacancies:1
Company Overview
Société Générale is a leading global banking group with a strong presence in Algeria, offering a wide range of retail, corporate, and investment banking services. With a commitment to innovation, sustainability, and customer‑centric solutions, the bank has built a reputation for financial excellence and community engagement across North Africa. The Tlemcen branch serves a diverse client base, including SMEs, large corporates, and high‑net‑worth individuals, contributing to the economic development of the region. As part of its strategic growth plan, Société Générale continues to invest in talent, technology, and risk‑aware culture, making it an attractive employer for professionals seeking dynamic career pathways in the banking sector. This role supports the bank’s mission to deliver secure, compliant, and profitable financial services while upholding the highest standards of corporate governance.
Job Overview
The Risk Management Analyst will join the Risk Management Department in Tlemcen, playing a pivotal role in identifying, assessing, and mitigating financial and operational risks. Reporting to the Head of Risk, the analyst will work closely with credit, market, and operational teams to ensure robust risk frameworks are applied across all banking activities. The position involves data analysis, model validation, regulatory reporting, and the development of risk mitigation strategies that align with both local regulations and international best practices. This is a unique opportunity to contribute to a high‑impact function within a reputable international bank, while gaining exposure to a broad spectrum of risk disciplines. For more information about our career opportunities, visit Algeria Job Search. The role is central to our commitment to maintaining a resilient financial institution and supports the broader goal of delivering sustainable value to our clients and shareholders.
Key Responsibilities
- Conduct quantitative risk assessments for credit, market, and operational exposures using statistical models and stress‑testing techniques.
- Prepare and submit regulatory risk reports in compliance with the Central Bank of Algeria and international standards such as Basel III.
- Monitor daily risk indicators, flag anomalies, and recommend corrective actions to senior management.
- Collaborate with business units to embed risk considerations into product development and pricing strategies.
- Maintain and enhance risk measurement tools, ensuring data integrity and model accuracy.
- Assist in the development of the bank’s risk appetite framework and policy documentation.
- Support internal and external audit activities by providing required risk data and analysis.
Required Skills
- Strong analytical and quantitative skills with proficiency in Excel, VBA, and statistical software (e.g., R, SAS, Python).
- In‑depth understanding of banking risk concepts, including credit risk, market risk, and operational risk.
- Excellent communication skills, capable of presenting complex risk findings to non‑technical stakeholders.
- Attention to detail and ability to work under tight deadlines while maintaining high quality.
- Knowledge of Algerian banking regulations and international regulatory frameworks.
- Team‑oriented mindset with the ability to collaborate across functions.
Education
A minimum of a Bachelor’s degree in Finance, Economics, Business Administration, or a related quantitative discipline is required. Advanced certifications such as FRM, CFA, or a Master’s degree are considered a strong advantage and demonstrate a commitment to professional development in risk management.
Experience
Candidates should have 3 to 5 years of relevant experience in risk analysis, credit assessment, or financial modeling within a banking or financial services environment. Prior exposure to regulatory reporting and risk‑model validation is highly desirable.
Salary
The compensation package ranges from 150,000 to 250,000 SSP per month, reflecting the candidate’s experience, qualifications, and the strategic importance of the role. The package includes performance‑based bonuses and comprehensive benefits.
Benefits
- Competitive health insurance covering employee and dependents.
- Retirement savings plan with employer contributions.
- Annual performance bonus linked to individual and bank performance.
- Paid annual leave and public holidays in accordance with Algerian labor law.
- Access to employee assistance programs and wellness initiatives.
Training
- On‑boarding program covering bank policies, risk frameworks, and compliance standards.
- Continuous professional development through internal workshops and external certifications.
- Mentorship from senior risk officers to accelerate skill acquisition.
- Access to e‑learning platforms for finance, data analytics, and regulatory updates.
Working Environment
Société Générale offers a modern office environment in Tlemcen equipped with state‑of‑the‑art technology, collaborative workspaces, and a culture that values diversity, inclusion, and continuous improvement. Employees benefit from flexible working arrangements, a supportive leadership team, and a clear career progression path. The bank promotes a balanced work‑life integration, encouraging participation in community outreach and sustainability initiatives that align with its corporate social responsibility goals.
Application Process
Interested candidates should submit their updated CV and a cover letter outlining their relevant experience through the online application portal. Applications will be reviewed by the Talent Acquisition team, and shortlisted candidates will be invited for a virtual interview followed by an on‑site assessment at the Tlemcen branch. The recruitment timeline typically spans four to six weeks from submission to final offer.
Equal Opportunity Statement
Société Générale is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, age, disability, ethnicity, religion, or sexual orientation. Our hiring practices are based solely on merit, qualifications, and business needs, ensuring fair and transparent recruitment for all applicants.