Corporate Credit Analyst Job Vacancy in Setif, Algeria – Banking & Finance

Job Description

Position: Corporate Credit Analyst

Company: Société Générale Algérie

Location: Setif, Algeria

Experience: 3-5 years

Education: Bachelor’s degree in Finance, Accounting, or related field

Employment Type: Full-time

Industry: Banking & Finance

Department: Credit Risk Management

Salary: 120,000 – 180,000 SSP per month

Vacancies:1

Company Overview

Société Générale Algérie, a subsidiary of the global banking leader Société Générale, has been a cornerstone of the Algerian financial sector for over three decades. With a strong commitment to innovation, customer service, and sustainable growth, the bank offers a comprehensive suite of retail, corporate, and investment banking solutions. Operating in major Algerian cities, the institution prides itself on fostering local talent while adhering to international best practices. As part of its expansion strategy, the bank continuously seeks skilled professionals to enhance its credit risk capabilities, making it an attractive destination for ambitious finance experts seeking career advancement in Algeria.

Job Overview

The Corporate Credit Analyst will join the Credit Risk Management department in Setif, playing a pivotal role in evaluating the creditworthiness of corporate clients across various sectors. This position involves conducting detailed financial analyses, preparing credit proposals, and collaborating with relationship managers to structure appropriate financing solutions. The role supports the bank’s mission to provide responsible lending while mitigating risk exposure. Candidates will have the opportunity to work with sophisticated financial modeling tools and contribute to strategic decision‑making processes. For more information about our career opportunities, visit Algeria Job Search and explore the vibrant landscape of Algeria Jobs.

Key Responsibilities

• Analyze financial statements, cash flow projections, and market trends to assess corporate credit risk.
• Prepare comprehensive credit memorandums and present findings to the Credit Committee.
• Collaborate with relationship managers to structure loan terms that align with client needs and bank policies.
• Monitor existing loan portfolios, identify early warning signals, and recommend remedial actions.
• Maintain up‑to‑date knowledge of regulatory requirements and industry best practices.
• Contribute to the development of credit rating models and risk assessment frameworks.

Required Skills

• Strong analytical and quantitative abilities with proficiency in Excel and financial modeling.
• Excellent written and verbal communication skills in French and Arabic; English is a plus.
• Attention to detail and ability to work under tight deadlines.
• Solid understanding of banking regulations and credit risk principles.
• Team‑oriented mindset with the capacity to collaborate across departments.

Education

A minimum of a Bachelor’s degree in Finance, Accounting, Economics, or a related discipline is required. Professional certifications such as CFA, FRM, or equivalent are advantageous but not mandatory.

Experience

Applicants should possess 3 to 5 years of experience in corporate credit analysis, loan underwriting, or financial advisory within a banking or financial services environment. Experience in the Algerian market or familiarity with local industries will be considered a strong asset.

Salary

The compensation package ranges from 120,000 to 180,000 SSP per month, commensurate with experience and qualifications. Performance‑based bonuses and incentives are also part of the total rewards structure.

Benefits

• Comprehensive health insurance coverage.
• Retirement savings plan with employer contributions.
• Paid annual leave and public holidays.
• Transportation allowance for commuting to the Setif office.
• Employee assistance programs and wellness initiatives.

Training

• Onboarding program covering bank policies, systems, and compliance.
• Continuous professional development through workshops, webinars, and certifications.
• Mentorship opportunities with senior credit officers.

Working Environment

The Setif branch offers a modern office setting equipped with state‑of‑the‑art technology and collaborative workspaces. The culture emphasizes integrity, innovation, and a client‑centric approach, encouraging employees to share ideas and drive continuous improvement.

Application Process

Interested candidates should submit their updated CV and a cover letter outlining their relevant experience through the online portal on the company website. Applications will be reviewed on a rolling basis, and shortlisted candidates will be contacted for interviews.

Equal Opportunity Statement

Société Générale Algérie is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, ethnicity, religion, or background. Our hiring practices reflect our dedication to fairness and meritocracy in Algeria.