Risk Management Analyst Job Vacancy in Constantine, Algeria – Banking & Finance

Job Description

Position:Risk Management Analyst

Company:Société Générale Algérie

Location:Constantine, Algeria

Experience:2-4 years in risk analysis, credit or market risk

Education:Bachelor’s degree in Finance, Economics, Business Administration or related field; Master’s preferred

Employment Type:Full-time

Industry:Banking & Finance

Department:Risk Management

Salary:120,000 – 180,000 SSP per annum

Vacancies:1

Company Overview

Société Générale Algérie is a leading international banking institution with a strong presence in North Africa. Established over a century ago, the bank combines global expertise with deep local knowledge to deliver innovative financial solutions. In Algeria, the bank supports individuals, SMEs, and large corporations through a comprehensive portfolio that includes retail banking, corporate finance, and investment services. The organization is committed to sustainable growth, digital transformation, and fostering a culture of integrity and inclusion. As part of its strategic expansion, the bank continuously seeks top talent to drive excellence across all functions, making it a premier destination for career advancement in the region. This role contributes directly to the bank’s mission of maintaining robust risk frameworks while supporting the dynamic economic landscape of Algeria.

Job Overview

The Risk Management Analyst will join the Risk Management Department in Constantine, playing a pivotal role in identifying, assessing, and mitigating financial risks across the bank’s operations. Reporting to the Senior Risk Manager, the analyst will conduct quantitative and qualitative analyses, develop risk models, and produce insightful reports for senior leadership. This position is essential for ensuring compliance with regulatory standards, enhancing the bank’s risk appetite framework, and supporting strategic decision‑making. The role offers exposure to a variety of risk types, including credit, market, operational, and liquidity risk, providing a comprehensive learning environment for professionals eager to deepen their expertise. Candidates will collaborate with cross‑functional teams, including Credit, Treasury, and Compliance, to implement risk mitigation strategies that align with the bank’s objectives. This opportunity is ideal for individuals seeking a challenging yet rewarding career in risk management within a reputable international banking institution.

Key Responsibilities

• Perform credit risk assessments for loan portfolios and corporate clients.
• Develop and maintain market risk models to monitor exposure to interest rate and foreign exchange fluctuations.
• Analyze operational risk incidents and recommend preventive measures.
• Prepare detailed risk reports and dashboards for senior management and regulators.
• Assist in the formulation of risk appetite statements and limits.
• Collaborate with the Treasury team to evaluate liquidity risk and stress‑testing scenarios.
• Support the implementation of the bank’s Enterprise Risk Management (ERM) framework.
• Stay updated on local and international regulatory requirements affecting risk management.

Required Skills

• Strong analytical and quantitative abilities with proficiency in Excel and statistical software.
• Knowledge of Basel III, IFRS 9, and Algerian banking regulations.
• Excellent written and verbal communication skills in French and Arabic; English is a plus.
• Ability to interpret complex data and present actionable insights.
• Detail‑oriented mindset with strong organizational skills.
• Team player who can work independently when required.
• Proficiency in risk management tools such as SAS, R, or Python is advantageous.
• High ethical standards and commitment to confidentiality.

Education

A Bachelor’s degree in Finance, Economics, Business Administration, or a related discipline is required. Candidates holding a Master’s degree or professional certifications such as FRM (Financial Risk Manager) or PRM (Professional Risk Manager) will be given preference.

Experience

Applicants should have 2‑4 years of hands‑on experience in risk analysis, credit assessment, or market risk within a banking or financial services environment. Experience with regulatory reporting and risk modeling is highly valued.

Salary

The position offers a competitive salary range of 120,000 to 180,000 SSP per annum, commensurate with experience and qualifications. Performance‑based bonuses and other incentives are part of the total compensation package.

Benefits

• Comprehensive health and life insurance coverage.
• Retirement savings plan with employer contributions.
• Paid annual leave and public holidays.
• Transportation allowance for daily commute.
• Employee assistance program and wellness initiatives.

Training

• On‑boarding program covering bank policies, risk frameworks, and compliance.
• Access to internal and external risk management courses and certifications.
• Mentorship from senior risk professionals.
• Regular workshops on emerging risk trends and regulatory updates.

Working Environment

The role is based in a modern office in Constantine, equipped with state‑of‑the‑art technology and collaborative workspaces. The bank promotes a culture of continuous learning, diversity, and work‑life balance, encouraging employees to innovate and grow.

Application Process

Interested candidates should submit their application through our online portal. Please visit https://algeriajobsearch.com/ to upload your resume and cover letter. Applications will be reviewed on a rolling basis, and qualified candidates will be contacted for interviews.

Equal Opportunity Statement

Société Générale Algérie is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, ethnicity, religion, disability, or any other protected characteristic.