Job Description

Loan Recovery Officer – Algiers, Algeria

Company: Banque Extérieure d’Algérie (BEA)
Location: Algiers, Algeria
Position: Loan Recovery Officer
Employment Type: Full-Time
Industry: Banking, Financial Services & Credit Management
Department: Credit Risk & Collections
Reporting To: Credit Recovery Manager

About the Company

Banque Extérieure d’Algérie (BEA) is one of Algeria’s leading financial institutions specializing in corporate banking, retail banking, credit facilities, and international financial operations. The bank plays a key role in strengthening financial stability and supporting economic development across Algeria.

Professionals seeking Loan Recovery Officer jobs in Algeria and banking jobs in Algiers will find strong career opportunities in this structured financial environment.

Job Overview

The Loan Recovery Officer will be responsible for managing overdue loan accounts, implementing recovery strategies, negotiating repayment plans, and ensuring compliance with banking regulations. The role requires strong analytical thinking, negotiation skills, and a customer-focused approach to credit recovery.

This position is ideal for candidates searching for jobs in Algeria, finance jobs in Algiers, and credit control jobs in Algeria.

Key Responsibilities

• Monitor overdue loan accounts and initiate recovery actions.
• Contact customers to negotiate repayment schedules and settlements.
• Maintain accurate records of recovery activities and communications.
• Analyze borrower financial situations and recommend restructuring options.
• Ensure compliance with banking policies and regulatory guidelines.
• Prepare monthly recovery reports and performance summaries.
• Collaborate with legal teams for escalated recovery cases.
• Support credit risk assessment and delinquency management.
• Conduct field visits when necessary for debt recovery follow-up.
• Maintain professional customer engagement and conflict resolution.

Candidates interested in banking careers in Algeria, loan officer jobs in Algiers, and finance recovery jobs in Algeria are encouraged to apply.

Educational Requirements

• Bachelor’s Degree in Finance, Banking, Accounting, Economics, Business Administration, or related field.
• Professional certification in credit management is an added advantage.

Experience Requirements

• 2–5 years of experience in loan recovery, credit control, banking operations, or financial services.
• Experience in handling delinquent accounts or financial collections preferred.

Applicants seeking banking jobs in Algeria, financial analyst roles in Algiers, and credit recovery careers in Algeria are highly encouraged to apply.

Core Skills & Competencies

The ideal candidate should demonstrate proficiency in:

• Loan Recovery
• Credit Management
• Debt Collection
• Financial Analysis
• Risk Assessment
• Customer Negotiation
• Banking Operations
• Compliance Management
• Account Reconciliation
• Case Management
• Legal Coordination
• Communication Skills
• Problem Solving
• Financial Reporting
• Dispute Resolution
• Field Recovery Operations
• Data Analysis
• Customer Relationship Management
• Regulatory Compliance
• Decision Making

Salary & Benefits

Monthly Gross Salary: DZD 85,000 – DZD 140,000

Benefits Package

• Performance-based recovery incentives.
• Health insurance coverage.
• Paid annual leave.
• Retirement contribution scheme.
• Transportation allowance.
• Training and certification support.
• Career advancement opportunities.
• Professional banking exposure.

This package is attractive for professionals seeking high paying jobs in Algeria and banking recovery careers in Algiers.

Training & Development

Employees will receive training in:

• Advanced credit risk management.
• Debt restructuring techniques.
• Banking compliance frameworks.
• Negotiation and dispute resolution.
• Financial analysis tools.
• Customer communication strategies.
• Legal recovery procedures.
• Banking software systems.

Candidates may explore additional regional opportunities via loan officer jobs in Algeria during their career development journey.

Work Environment

This role operates in a structured banking environment requiring both office-based and field recovery operations. Professionals searching for full-time banking jobs in Algeria, finance jobs in Algiers, and loan recovery roles in Algeria will gain strong exposure to credit operations.

For broader African financial career insights, candidates can also explore opportunities through loan officer jobs in Mozambique while reviewing regional employment trends.

Career Growth Opportunities

High-performing candidates may progress into:

• Senior Recovery Officer
• Credit Risk Analyst
• Collections Manager
• Branch Credit Manager
• Risk Control Officer
• Head of Recovery Operations

This role supports long-term advancement in banking management jobs in Algeria, credit risk careers in Algiers, and financial leadership roles in Africa.

Additional Career Resources

Professionals exploring wider employment opportunities in Africa may also benefit from loan officer jobs in Ethiopia for regional job market insights and career development information.

Further cross-regional banking and finance opportunities can be explored through loan officer jobs in Sudan as part of broader industry research.

Candidates may also review opportunities in neighboring regions via loan officer jobs in South Sudan for additional career expansion options.

Equal Opportunity Employer

Banque Extérieure d’Algérie (BEA) is committed to providing equal employment opportunities and fostering a professional, ethical, and inclusive workplace that supports growth, transparency, and financial integrity.