Financial Risk Analyst Job Vacancy in Bejaia, Algeria – Banking & Finance

Job Description

Position: Financial Risk Analyst

Company: BNP Paribas Algeria

Location: Bejaia, Algeria

Experience: 3-5 years

Education: Bachelor’s degree in Finance, Economics, or related field

Employment Type: Full-time

Industry: Banking & Finance

Department: Risk Management

Salary: 120,000 – 180,000 SSP per annum

Vacancies:1

Company Overview

BNP Paribas Algeria is a leading international banking institution with a strong presence in North Africa. Established in Algeria in 2005, the bank offers a comprehensive range of retail, corporate, and investment banking services. Known for its commitment to innovation, sustainability, and customer‑centric solutions, BNP Paribas Algeria plays a pivotal role in supporting the economic development of the region. The bank’s Bejaia branch serves a diverse clientele, including SMEs, multinational corporations, and high‑net‑worth individuals, making it an ideal environment for finance professionals seeking dynamic career growth.

Job Overview

The Financial Risk Analyst will join the Risk Management department to identify, assess, and mitigate financial risks across the bank’s portfolio. This role is essential for maintaining the bank’s robust risk framework and ensuring compliance with local and international regulatory standards. The analyst will work closely with credit, market, and operational teams to develop risk models, conduct stress testing, and provide actionable insights to senior management. This position offers a unique opportunity to contribute to the strategic direction of a major financial institution while advancing your expertise in risk analytics.

For more information about BNP Paribas Algeria and its career opportunities, visit the official portal at https://algeriajobsearch.com/.

Key Responsibilities

• Develop and maintain quantitative risk models for credit, market, and liquidity risk.
• Perform regular risk assessments and stress‑testing scenarios to evaluate portfolio resilience.
• Prepare detailed risk reports and dashboards for senior management and regulatory bodies.
• Collaborate with business units to embed risk considerations into product development and pricing.
• Monitor emerging risk trends and recommend mitigation strategies.
• Ensure compliance with Basel III, local banking regulations, and internal risk policies.
• Support the implementation of risk management software and data analytics tools.

Required Skills

• Strong analytical and quantitative abilities with proficiency in statistical software (e.g., SAS, R, Python).
• In‑depth knowledge of financial instruments, credit analysis, and market risk concepts.
• Excellent communication skills to convey complex risk findings to non‑technical stakeholders.
• Attention to detail and ability to work under tight deadlines.
• Team‑oriented mindset with the capacity to collaborate across departments.
• Familiarity with regulatory frameworks such as Basel III and local Algerian banking laws.

Education

A minimum of a Bachelor’s degree in Finance, Economics, Mathematics, or a related discipline is required. Candidates with professional certifications such as FRM (Financial Risk Manager) or CFA (Chartered Financial Analyst) are highly preferred.

Experience

Applicants should have 3 to 5 years of relevant experience in financial risk analysis, preferably within a banking or financial services environment. Experience with risk modeling, stress testing, and regulatory reporting is essential.

Salary

The compensation package ranges from 120,000 to 180,000 SSP per annum, commensurate with experience and qualifications. The package includes performance‑based bonuses and benefits outlined below.

Benefits

• Comprehensive health insurance covering medical, dental, and vision.
• Retirement savings plan with employer contributions.
• Paid annual leave and public holidays in accordance with Algerian labor law.
• Professional development allowance for certifications and training.
• Employee assistance program and wellness initiatives.

Training

• On‑boarding program covering BNP Paribas risk policies and systems.
• Continuous learning workshops on advanced risk modeling techniques.
• Access to internal e‑learning platforms and external industry conferences.

Working Environment

BNP Paribas Algeria offers a collaborative and inclusive workplace that values diversity and innovation. The Bejaia office features modern workspaces, state‑of‑the‑art technology, and a culture that encourages knowledge sharing. Employees benefit from flexible working arrangements and a supportive leadership team dedicated to professional growth.

Application Process

Interested candidates should submit their updated CV and a cover letter outlining their relevant experience through the online application portal. Applications will be reviewed on a rolling basis, and shortlisted candidates will be invited for a series of interviews, including technical assessments and behavioral discussions.

Equal Opportunity Statement

BNP Paribas Algeria is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, race, religion, age, disability, or sexual orientation. All qualified applicants will receive consideration for employment without discrimination.