Corporate Credit Analyst Job Vacancy in Tlemcen, Algeria – Banking & Finance
Job Description
Position: Corporate Credit Analyst
Company: Banque Nationale d’Algérie
Location: Tlemcen, Algeria
Experience: 3-5 years
Education: Bachelor’s degree in Finance, Economics, Business Administration or related field; Master’s preferred
Employment Type: Full-time
Industry: Banking & Finance
Department: Credit Department
Salary: 150,000 – 250,000 SSP per month
Vacancies:1
Company Overview
Banque Nationale d’Algérie (BNA) is the leading financial institution in Algeria, offering a comprehensive range of banking services to individuals, SMEs, and large corporations. With a heritage spanning over six decades, BNA has built a reputation for stability, innovation, and customer‑centric solutions. The bank operates a robust network of branches across the country, including a strategic presence in Tlemcen, a city known for its vibrant commercial activity and growing industrial base. As part of its commitment to fostering economic development, BNA continuously invests in talent, technology, and sustainable practices, making it an attractive employer for ambitious professionals seeking long‑term career growth. This role contributes directly to the bank’s mission of supporting Algerian businesses and driving financial inclusion, aligning with the broader goals of Algeria Jobs and Career Opportunities in Algeria.
Job Overview
The Corporate Credit Analyst will join the Credit Department in Tlemcen, reporting to the Senior Credit Manager. The primary responsibility is to evaluate creditworthiness of corporate clients, structure loan facilities, and monitor portfolio performance. This position plays a pivotal role in ensuring prudent risk management while facilitating access to capital for businesses that drive the Algerian economy. The analyst will collaborate with relationship managers, risk officers, and senior executives to deliver tailored financing solutions that meet both client needs and regulatory standards. For more information about BNA and its digital platforms, visit the main website.
https://www.sierraleonejobsearch.com/
Key Responsibilities
- Conduct comprehensive financial analysis of corporate borrowers, including cash flow modeling, ratio analysis, and industry benchmarking.
- Prepare detailed credit proposals and risk assessments for approval by the Credit Committee.
- Monitor existing loan portfolios, identify early warning signs, and recommend corrective actions.
- Collaborate with relationship managers to understand client strategies and propose appropriate financing structures.
- Ensure compliance with BNA’s credit policies, Algerian banking regulations, and international best practices.
- Maintain accurate documentation and update the credit information system regularly.
- Participate in market research to identify emerging sectors and growth opportunities for the bank.
Required Skills
- Strong analytical and quantitative abilities with proficiency in Excel and financial modeling tools.
- Excellent written and verbal communication skills in Arabic, French, and preferably English.
- Ability to assess risk and make sound judgments under pressure.
- Detail‑oriented mindset with a focus on accuracy and compliance.
- Team player who can collaborate across functions and build trusted client relationships.
- Knowledge of Algerian corporate law, banking regulations, and international credit standards.
Education
A minimum of a Bachelor’s degree in Finance, Economics, Business Administration, or a related discipline is required. Candidates holding a Master’s degree or professional certifications such as CFA, CBA, or equivalent will be given preference.
Experience
Applicants should have 3 to 5 years of proven experience in corporate credit analysis, loan underwriting, or a similar role within a reputable bank or financial institution. Experience in the Algerian market or familiarity with local industry dynamics is highly advantageous.
Salary
The compensation package ranges from 150,000 to 250,000 SSP per month, commensurate with experience and qualifications. Performance‑based bonuses and incentives are also part of the remuneration structure.
Benefits
- Comprehensive health insurance covering employee and dependents.
- Retirement savings plan with employer contributions.
- Paid annual leave, sick leave, and public holidays in accordance with Algerian labor law.
- Transportation allowance for commuting to the Tlemcen office.
- Employee assistance program and wellness initiatives.
Training
- On‑boarding program covering BNA’s credit policies, systems, and compliance framework.
- Continuous professional development through workshops, seminars, and access to online learning platforms.
- Opportunities to obtain industry certifications such as CFA, CBA, or Risk Management certifications.
Working Environment
The Tlemcen branch offers a modern office environment equipped with state‑of‑the‑art technology, collaborative workspaces, and a culture that values innovation and integrity. Employees benefit from a supportive leadership team, open communication channels, and a commitment to work‑life balance.
Application Process
Interested candidates should submit their updated CV and a cover letter outlining their suitability for the role through the online portal on the BNA careers page. Applications will be reviewed on a rolling basis, and shortlisted candidates will be contacted for a preliminary interview followed by technical assessments.
Equal Opportunity Statement
Banque Nationale d’Algérie is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, age, disability, religion, or any other protected characteristic. All qualified applicants will receive consideration for employment without discrimination.
