Corporate Credit Analyst Job Vacancy in Algiers, Algeria – Banking & Finance

Job Description

Position: Corporate Credit Analyst

Company: Société Générale

Location: Algiers, Algeria

Experience: 3-5 years in credit analysis, corporate banking, or related financial services

Education: Bachelor’s degree in Finance, Economics, Business Administration or a related discipline

Employment Type: Full-time

Industry: Banking & Finance

Department: Corporate Credit

Salary: 120,000 – 180,000 SSP per annum

Vacancies:1

Company Overview

Société Générale is a leading international banking group with a strong presence in North Africa. In Algeria, the bank has been operating for over three decades, offering a comprehensive suite of retail, corporate, and investment banking services. The Algiers branch serves as a regional hub, supporting a diverse portfolio of clients ranging from multinational corporations to emerging local enterprises. As part of its commitment to sustainable growth, Société Générale continuously invests in talent development, digital transformation, and community initiatives, making it an attractive employer for ambitious finance professionals seeking long‑term career progression in Algeria Jobs.

Job Overview

The Corporate Credit Analyst will join the Corporate Credit Department to evaluate the creditworthiness of corporate clients, structure financing solutions, and monitor portfolio performance. This role is pivotal in supporting the bank’s strategic objectives of expanding its corporate lending portfolio while maintaining rigorous risk standards. The analyst will collaborate closely with relationship managers, risk officers, and product specialists to deliver tailored financial solutions that align with client needs and regulatory requirements. For more information about our hiring process, visit our main portal at https://algeriajobsearch.com.

Key Responsibilities

• Conduct comprehensive financial statement analysis, cash‑flow modeling, and ratio assessments for corporate borrowers.
• Prepare detailed credit proposals, including risk ratings, repayment capacity evaluations, and recommended covenants.
• Present credit findings to the Credit Committee and support decision‑making with clear, data‑driven insights.
• Monitor existing loan portfolios, identify early warning signals, and recommend remedial actions.
• Collaborate with relationship managers to identify cross‑selling opportunities and enhance client relationships.
• Stay updated on macro‑economic trends, sector developments, and regulatory changes affecting the Algerian banking landscape.

Required Skills

• Strong analytical abilities with proficiency in financial modeling and Excel.
• Excellent written and verbal communication skills in French and English; Arabic is a plus.
• Solid understanding of corporate finance, credit risk assessment, and banking regulations.
• Ability to work independently, manage multiple assignments, and meet tight deadlines.
• High ethical standards and a commitment to confidentiality.

Education

A bachelor’s degree in Finance, Economics, Business Administration, or a related field is required. Professional certifications such as CFA, FRM, or equivalent are advantageous and demonstrate a commitment to continuous learning.

Experience

The ideal candidate will have 3‑5 years of experience in credit analysis, corporate banking, or financial advisory services, preferably within a multinational banking environment. Experience with Algerian corporate clients and familiarity with local regulatory frameworks will be considered a strong asset.

Salary

The compensation package ranges from 120,000 to 180,000 SSP annually, commensurate with experience and qualifications. Performance‑based bonuses and incentives are also part of the total rewards structure.

Benefits

• Comprehensive health and life insurance coverage.
• Retirement savings plan with employer contributions.
• Paid annual leave and public holidays in accordance with Algerian labor law.
• Flexible working arrangements and remote work options where applicable.
• Employee assistance program and wellness initiatives.

Training

• Onboarding program covering bank policies, risk management frameworks, and compliance standards.
• Access to internal and external finance certifications, including CFA and FRM preparation courses.
• Continuous professional development workshops on advanced credit analysis, digital banking tools, and leadership skills.

Working Environment

Société Générale offers a dynamic, collaborative workplace located in the heart of Algiers’ business district. The office features modern workstations, meeting rooms equipped with the latest technology, and dedicated spaces for focused analysis. Employees benefit from a culture that values diversity, innovation, and knowledge sharing, fostering an environment where ideas thrive. For regional career insights, explore opportunities at https://tunisiajobsearch.com/.

Application Process

Interested candidates should submit their updated CV and a cover letter outlining their relevant experience through our online portal. Applications will be screened by the Talent Acquisition team, followed by a preliminary interview, a technical assessment, and a final interview with senior credit officers. For additional guidance on the application steps, refer to our FAQ page at https://moroccojobsearch.com/. Successful applicants will be contacted within two weeks of submission.

Equal Opportunity Statement

Société Générale is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, ethnicity, religion, disability, or sexual orientation. Our recruitment practices are designed to ensure fairness and transparency, supporting the broader goal of fostering career opportunities in Algeria.